Audit engagement
Regulatory Readiness Audit
A structured review of licensing evidence, control narratives, and reporting trails before a fintech firm faces a regulator or bank partner.
Who it is for
Payment institutions, digital lenders, and securities-related fintechs preparing for supervisory visits or banking partnerships
What you receive
A written findings pack with gap list, evidence map, and prioritized remediation notes your compliance lead can act on
Preparation
Nominate a single liaison, reserve meeting rooms for interview days, and stage policies, procedure manuals, and recent exception reports in a shared folder before day one.
Constraints
Engagements cover one legal entity and one primary product line unless scoped separately. Materials must be available in English or Traditional Chinese.
Included
- Kickoff interview with compliance and operations leads
- Document request list tailored to your license type
- Walkthrough of customer onboarding, transaction monitoring, and complaint handling
- Sampling of case files and exception logs
- Written readiness report with severity-ranked findings
- One follow-up clarification call after delivery
Not included
- Legal opinions or representation before regulators
- Remediation project management after the report
- Ongoing monitoring or retainer coverage
Process
- Scope call to confirm license type, products, and visit timeline
- Evidence collection against a fixed request list
- Field interviews and sampling at your office or designated workspace
- Draft findings review with your named contact
- Final report and remediation priority briefing